Which pension is NOT subject to a means test?

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Multiple Choice

Which pension is NOT subject to a means test?

Explanation:
The key idea is the difference between pensions based on contributions and those based on means testing. The State Pension (Contributory) is funded by your PRSI contributions and isn’t reduced by your current income or assets, so it isn’t means-tested. In contrast, the non-contributory State Pension and the State Widow’s Pension (Non-Contributory) are means-tested, meaning the amount you can receive depends on your income, savings, and household circumstances. Therefore, the pension not subject to a means test is the State Pension (Contributory).

The key idea is the difference between pensions based on contributions and those based on means testing. The State Pension (Contributory) is funded by your PRSI contributions and isn’t reduced by your current income or assets, so it isn’t means-tested. In contrast, the non-contributory State Pension and the State Widow’s Pension (Non-Contributory) are means-tested, meaning the amount you can receive depends on your income, savings, and household circumstances. Therefore, the pension not subject to a means test is the State Pension (Contributory).

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